If you’re running an engineering firm, you know that offering competitive benefits isn’t just a checkbox—it’s a strategic advantage. But with premiums rising year after year, many small and mid-sized engineering firms are searching for smarter, more affordable options.

One solution that’s gaining attention? The ACEC Life/Health Trust.

Tailored specifically for engineering companies, this program offers industry-specific health insurance plans that can help your firm save on premiums, streamline administration, and offer real value to your employees.

Let’s break down how it works—and why it might be the right fit for your firm.

 

What Is the ACEC Life/Health Trust?

The ACEC Life/Health Trust is a member-exclusive health benefits program created by the American Council of Engineering Companies (ACEC). It’s designed to give engineering firms access to large-group health insurance pricing and resources, regardless of company size.

Key features include:

  • Competitive rates through group purchasing power 
  • National PPO network options (including Blue Cross Blue Shield) 
  • Medical, dental, vision, life, disability, and wellness plans 
  • Streamlined enrollment and compliance support 

It’s not just insurance—it’s a health benefits trust built by and for engineers.

 

Why It’s a Smart Option for Engineering Firms

Here’s why more engineering firms are turning to the ACEC Life/Health Trust in 2025:

1. Potential Cost Savings

By pooling thousands of employees from engineering firms across the U.S., the Trust negotiates better rates and spreads risk—helping smaller firms get access to lower premiums and better coverage.

2. Stability and Predictability

Unlike many small-group plans that see volatile year-over-year increases, the Trust offers more stable renewal rates thanks to its scale and actuarial management.

3. Compliance Peace of Mind

With ACA, COBRA, and other regulations getting more complex, the Trust offers built-in compliance support to reduce your admin burden and risk of penalties.

4. Built for Engineers, Not Just Businesses

This program understands the unique needs of engineering firms—including multiple office locations, flexible staffing, and variable hours—providing flexibility and industry-specific support.

 

Is the ACEC Life/Health Trust Right for Your Firm?

This solution may be ideal if:

  • You’re an ACEC member (or eligible to become one) 
  • You have 2–500+ employees and want predictable costs 
  • You’re tired of shopping small-group plans with inconsistent pricing 
  • You want to offer national carrier access and quality benefits without managing it all in-house 

How GoBenefits Supports Engineering Firms with ACEC Trust Plans

As a trusted benefits advisor and enrollment platform, GoBenefits can help you:

  • Determine eligibility and apply for the ACEC Life/Health Trust 
  • Compare Trust plans with level-funded and ICHRA options 
  • Handle open enrollment, payroll deduction tracking, and ACA compliance 
  • Offer a seamless, tech-enabled benefits experience for your employees 

Whether you’re just exploring options or ready to optimize your existing plan, we’re here to make it easier—with dedicated support, data-driven tools, and national carrier access.

Talk to us today to find out if the ACEC Life/Health Trust is the right fit for your engineering firm.

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