Best-fit scenarios:

  • Multi-state or remote teams needing localized coverage.
  • Small businesses seeking predictable cost control.
  • Employers without restrictive state/local healthcare mandates.
  • ACA Large Employers (Over 50 FTEs) with very few people enrolling in their current plan

When to think twice:

  • Operations in Hawaii, San Francisco, or under the Service Contract Act.
  • States where Marketplace plans are significantly more expensive than employer plans
  • Teams with low Marketplace plan availability.

Not sure if ICHRA is the right move? Schedule a workforce and compliance review and we’ll map out the best-fit benefits strategy for your business.”

Related Resources:

ICHRA 101 Overview:: https://gobenefits.com/ichra-101-a-modern-alternative-to-traditional-group-health-insurance/

ICHRA Affordability & Budgeting:: https://gobenefits.com/can-an-ichra-save-us-money-affordability-safe-harbors-budgeting/

ICHRA Compliance Checklist:: https://gobenefits.com/ichra-compliance-reporting-an-employers-checklist/

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About the author

John Pask

John Pask works with businesses to make employee benefits easier to understand and manage. His focus is on helping employers simplify group health insurance by removing the complexity around plan comparisons, enrollment, and ongoing administration.

Through his work with GoBenefits, John helps companies manage new hires, employee updates, and benefits more efficiently; to reduce manual work and improve accuracy.

John Pask