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GoBenefits For many employers, offering health insurance is important, but the process of getting quotes can feel confusing and time-consuming. Between employee data, plan options, and compliance rules, even small mistakes can slow everything down. If you already use QuickBooks, there’s…
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GoBenefits You’ve probably heard the adage: selling a $500 steak dinner must mean big profits. But as a recent Wall Street Journal article highlights, that’s not always the case. Even at upscale restaurants where a family’s tab can climb into the…
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GoBenefits Why ICHRAs Often Save Employers Money With an ICHRA, you set a fixed monthly allowance rather than paying unpredictable group plan premiums that can rise 8–12% annually. This shifts cost risk away from the employer—if market rates increase, your budget…
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GoBenefits Health benefits don’t have to be all-or-nothing. An Individual Coverage Health Reimbursement Arrangement (ICHRA) lets employers define a tax-free monthly allowance that employees can use to buy their own qualifying individual health insurance and eligible medical expenses. The model offers…
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GoBenefits Best-fit scenarios: Multi-state or remote teams needing localized coverage. Small businesses seeking predictable cost control. Employers without restrictive state/local healthcare mandates. ACA Large Employers (Over 50 FTEs) with very few people enrolling in their current plan When to think twice:…
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GoBenefits Checklist: Plan documents & SPD — Required under ERISA if applicable. Required notice — Provide at least 90 days before the plan year (or upon hire). Coverage verification — Confirm qualifying coverage monthly before reimbursing. HIPAA compliance — Protect privacy…
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GoBenefits If you’re an employer with a growing team, ACA compliance isn’t optional—it’s required. And for Applicable Large Employers (ALEs), 2025 brings updated guidelines and reporting requirements you need to understand to stay penalty-free and provide the right level of coverage…
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GoBenefits Health insurance can feel like a maze—especially for small employers trying to stay compliant with the Affordable Care Act (ACA). But good news: offering ACA-compliant coverage doesn’t have to be overwhelming. Whether you have a handful of employees or you’re…
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GoBenefits Offering a competitive salary just isn’t enough. Whether you’re hiring engineers, sales reps, remote workers, or support staff, one of the most powerful tools you have isn’t flashy perks—it’s meaningful, flexible employee benefits. For small and mid-sized businesses, building a…
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