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GoBenefits For many restaurant employees, traditional health insurance simply feels unaffordable. High monthly premiums, rising living costs, hourly schedules, and inconsistent work hours often make comprehensive healthcare plans difficult for restaurant workers to realistically maintain. As a result, many employees either…
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GoBenefits Managing employee benefits shouldn’t be time-consuming or complicated. As businesses grow, handling enrollments, employee updates, and compliance manually can lead to errors, delays, and unnecessary administrative work. The GoBenefits platform helps employers simplify employee benefits administration by bringing everything into…
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GoBenefits Health insurance is one of the most valued benefits employees look for when choosing an employer. For businesses, offering the right coverage not only protects employees but also strengthens recruitment, retention, and workplace satisfaction. Many companies provide coverage through group…
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GoBenefits You’ve probably heard the adage: selling a $500 steak dinner must mean big profits. But as a recent Wall Street Journal article highlights, that’s not always the case. Even at upscale restaurants where a family’s tab can climb into the…
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GoBenefits Why ICHRAs Often Save Employers Money With an ICHRA, you set a fixed monthly allowance rather than paying unpredictable group plan premiums that can rise 8–12% annually. This shifts cost risk away from the employer—if market rates increase, your budget…
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GoBenefits Health benefits don’t have to be all-or-nothing. An Individual Coverage Health Reimbursement Arrangement (ICHRA) lets employers define a tax-free monthly allowance that employees can use to buy their own qualifying individual health insurance and eligible medical expenses. The model offers…
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GoBenefits Best-fit scenarios: Multi-state or remote teams needing localized coverage. Small businesses seeking predictable cost control. Employers without restrictive state/local healthcare mandates. ACA Large Employers (Over 50 FTEs) with very few people enrolling in their current plan When to think twice:…
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GoBenefits Checklist: Plan documents & SPD — Required under ERISA if applicable. Required notice — Provide at least 90 days before the plan year (or upon hire). Coverage verification — Confirm qualifying coverage monthly before reimbursing. HIPAA compliance — Protect privacy…
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GoBenefits If you’re an employer with a growing team, ACA compliance isn’t optional—it’s required. And for Applicable Large Employers (ALEs), 2025 brings updated guidelines and reporting requirements you need to understand to stay penalty-free and provide the right level of coverage…
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