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Simplify Employee Benefits Administration with One Platform

Managing employee benefits shouldn’t be time-consuming or complicated. As businesses grow, handling enrollments, employee updates, and compliance manually can lead to errors, delays, and unnecessary administrative work. The GoBenefits platform helps employers simplify employee benefits administration by bringing everything into…

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Group Health Insurance: What Employers and Employees Need to Know

Health insurance is one of the most valued benefits employees look for when choosing an employer. For businesses, offering the right coverage not only protects employees but also strengthens recruitment, retention, and workplace satisfaction. Many companies provide coverage through group…

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Why Tight Margins for a $500 Steak Dinner Matter And How Smart Benefits Can Help Your Bottom Line

You’ve probably heard the adage: selling a $500 steak dinner must mean big profits. But as a recent Wall Street Journal article highlights, that’s not always the case. Even at upscale restaurants where a family’s tab can climb into the…

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Can an ICHRA Save Us Money? Affordability, Safe Harbors & Budgeting

Why ICHRAs Often Save Employers Money With an ICHRA, you set a fixed monthly allowance rather than paying unpredictable group plan premiums that can rise 8–12% annually. This shifts cost risk away from the employer—if market rates increase, your budget…

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ICHRA 101 — A Modern Alternative to Traditional Group Health Insurance

Health benefits don’t have to be all-or-nothing. An Individual Coverage Health Reimbursement Arrangement (ICHRA) lets employers define a tax-free monthly allowance that employees can use to buy their own qualifying individual health insurance and eligible medical expenses. The model offers…

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When an ICHRA Makes the Most Sense — and When It Doesn’t

Best-fit scenarios: Multi-state or remote teams needing localized coverage. Small businesses seeking predictable cost control. Employers without restrictive state/local healthcare mandates. ACA Large Employers (Over 50 FTEs) with very few people enrolling in their current plan When to think twice:…

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ICHRA Compliance & Reporting — An Employer’s Checklist

Checklist: Plan documents & SPD — Required under ERISA if applicable. Required notice — Provide at least 90 days before the plan year (or upon hire). Coverage verification — Confirm qualifying coverage monthly before reimbursing. HIPAA compliance — Protect privacy…

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2025 ACA Compliance Guide for Applicable Large Employers (ALEs)

If you’re an employer with a growing team, ACA compliance isn’t optional—it’s required. And for Applicable Large Employers (ALEs), 2025 brings updated guidelines and reporting requirements you need to understand to stay penalty-free and provide the right level of coverage…

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A Small Business Guide to Offering ACA-Compliant Health Coverage

Health insurance can feel like a maze—especially for small employers trying to stay compliant with the Affordable Care Act (ACA). But good news: offering ACA-compliant coverage doesn’t have to be overwhelming. Whether you have a handful of employees or you’re…

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